A key part of managing your personal finances is tracking your spending. You can use a spreadsheet, but seeing as we live in the 21st century, why not try an app? The Emma money app is one of them. In this article, I’ll share my Emma app review. Want to know whether this app can […]
Emma App Review: Is It the Best Spend Tracker Out There? Read More »
Being a bit of a personal finance nerd, I have been absolutely spoiled for choice over the last few years. Since Open Banking came in, there has been a personal finance app revolution. Here on the frontlines, I’m trialling and testing different apps to see which ones can get your finances battle-ready. In this article,
Plum vs Yolt: Which One Will Save You Cash? Read More »
Maybe you’re preparing for a particularly financially tight month. Or you’re looking for ways to stop living paycheck to paycheck. Maybe you’re wanting to boost your monthly savings without taking the equivalent lifestyle cut. Looking for easy and painless ways to save money every month can seem like looking for a needle in a haystack.
Easy and painless ways to save money every month Read More »
Your 20s are a fantastic period of time. You’ve finished uni and, hopefully, put your skint student days behind you by landing your first full-time job. You’re finding your feet in a career and enjoying the new disposable income you’ve got. I’ve still got a few years left of my 20s, but a conversation yesterday
The 7 biggest finance mistakes young professionals make in their 20s Read More »
This will be counter-intuitive to a lot of people reading this, but is it really possible to actually lose money in a savings account? I’m not talking about some whacky negative interest rate either (which might not be as far-fetched as it sounds). If you stick with me, I’ll discuss whether you can lose money
Can you lose money in a savings account? And how to stop the invisible erosion! Read More »
Have you just come into some excess or spare cash? Maybe an inheritance, a bonus payment or a lottery windfall? Even though your first urge may have been to run out and buy all of the things you’ve been looking forward to, the fact that you’re here searching “what should I do with spare cash?”
What should I do with spare cash? Read More »
Even the word “budget” may evoke a deep-seated sense of fear, anxiety and loathing, but I’m an absolute believer in a budget as the cornerstone of your personal finances. Budgets have a bit of a reputation problem. I want to change your mind about a budget and not see them as a negative (with edicts
What are the benefits of budgeting? Read More »
Understanding the difference between the two is important, especially when you’re trying to improve your personal financial situation. Ever heard the story of the janitor who surprised everyone when he died by leaving $5 million to his local library? Or the story of the famous athletes who earned multiple millions a year filing for bankruptcy?
What is the difference between income and wealth? And why you should care! Read More »
Even though comparing yourself to others doesn’t always do your mental health much good, it is a helpful benchmark to check yourself against, not to mention a hell of a curiosity cruncher. I’ve run the numbers which are available publicly from the Office for National Statistics Total Wealth survey. So, ever asked yourself how do
Average net worth in the UK – how do you compare? Read More »
I’m sure every single one of you reading this has flirted with impulse spending in the past, maybe a lot. I certainly have. Even though I would like to think of myself as a rational director of my own money, I simply know that isn’t always the case. But a few pounds here and there
How to control impulse spending – 8 strategies that work Read More »
