how to calculate your savings rate uk

How To Calculate Your Savings Rate (Your Personal Profit!)

At its core, your savings rate is a fairly simple mathematical expression which is your personal profit divided by your income. In this article we’ll take it deeper and walk you through exactly how to calculate your savings rate so that you can be confident you’ve calculated it correctly. What is a savings rate? In …

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How I Paid Off £2,000 in debt and saved £9,000 in less than a year

How I Paid Off £2,000 Debt and Saved £9,000 In Less Than One Year

Everyone loves a good story, and even though this is a far cry from the dizzying heights of some people’s success stories, I am pretty proud of the last 12 months and am continuing to accelerate my savings so the next 12 months should look even punchier. I’m hoping this story will help inspire some …

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Timeframe vs intensity of personal finance goals

How The Timeframe of Your Personal Finance Goal Makes A Big Difference

So you’ve cranked out your budget, made some easy savings and upped your Personal Profit. Good work! Now, as long as you’re able to stick to your new budget, you’ve just been given a superpower. The power to see into the future. If you know that your personal profit is at the £500 per month …

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Why you need a budget

The Big Bad Budget – My Top 5 Reasons Why You Need A Budget

Budgeting. The word alone has probably sent shivers down your spine. It is a strangely unpopular process that most people don’t seem to engage in, but I would argue the most important tool in your personal finance arsenal when it comes to working towards a bulletproof set of personal finances. If you want to get …

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