Goals

Having a goal makes managing your personal finances much easier. You can focus on what you need to focus on, and it suddenly moves away from being an academic exercise to something that you can envisage moving you closer and closer to your goals.

Here you can find a collection of articles looking at how you can achieve your financial goals.

what is the difference between income and wealth?

What is the difference between income and wealth? And why you should care!

Understanding the difference between the two is important, especially when you’re trying to improve your personal financial situation. Ever heard the story of the janitor who surprised everyone when he died by leaving $5 million to his local library? Or the story of the famous athletes who earned multiple millions a year filing for bankruptcy? […]

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how do i compare to the average net worth in the uk?

Average net worth in the UK – how do you compare?

Even though comparing yourself to others doesn’t always do your mental health much good, it is a helpful benchmark to check yourself against, not to mention a hell of a curiosity cruncher. I’ve run the numbers which are available publicly from the Office for National Statistics Total Wealth survey. So, ever asked yourself how do

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title for how to deal with a financial emergency step by step

How to deal with a financial emergency step by step: dealing with income loss

Life is predictably unpredictable. When a financial emergency strikes it might seem like the world is crumbling around you, but there will be a way that it can be solved. In this article, I’ll walk you through step-by-step how to deal with a financial emergency by understanding the facts and helping you take the actions

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why starting to save young is so important page title

Why starting to save when you’re young is so important (I wish I did more of it!)

I’m sure most people are in the same camp as me, but I regret not starting to save more when I was younger. I would manage to be disciplined and save up some money, £500 or so, and then have one big blow out and buy a laptop or something else I probably didn’t need.

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delightful sunset vista introducing the 7 tips to help you stop living paycheck to paycheck

7 tips for how to stop living paycheck to paycheck

Lobster at the start of the month and baked beans at the end? Living month to month for too long becomes very, very tiring. Not to mention unproductive for your personal finances. Let’s discuss how to stop living paycheck to paycheck! First, let’s take stock So you can’t get through the month with money left

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how to calculate your savings rate uk

How To Calculate Your Savings Rate (Your Personal Profit!)

At its core, your savings rate is a fairly simple mathematical expression which is your personal profit divided by your income. In this article we’ll take it deeper and walk you through exactly how to calculate your savings rate so that you can be confident you’ve calculated it correctly. What is a savings rate? In

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