Maybe you’re preparing for a particularly financially tight month. Or you’re looking for ways to stop living paycheck to paycheck. Maybe you’re wanting to boost your monthly savings without taking the equivalent lifestyle cut. Looking for easy and painless ways to save money every month can seem like looking for a needle in a haystack. …
Easy and painless ways to save money every month Read More »
Your 20s are a fantastic period of time. You’ve finished uni and, hopefully, put your skint student days behind you by landing your first full-time job. You’re finding your feet in a career and enjoying the new disposable income you’ve got. I’ve still got a few years left of my 20s, but a conversation yesterday …
The 7 biggest finance mistakes young professionals make in their 20s Read More »
This will be counter-intuitive to a lot of people reading this, but is it really possible to actually lose money in a savings account? I’m not talking about some whacky negative interest rate either (which might not be as far-fetched as it sounds). If you stick with me, I’ll discuss whether you can lose money …
Can you lose money in a savings account? And how to stop the invisible erosion! Read More »
Have you just come into some excess or spare cash? Maybe an inheritance, a bonus payment or a lottery windfall? Even though your first urge may have been to run out and buy all of the things you’ve been looking forward to, the fact that you’re here searching “what should I do with spare cash?” …
Even the word “budget” may evoke a deep-seated sense of fear, anxiety and loathing, but I’m an absolute believer in a budget as the cornerstone of your personal finances. Budgets have a bit of a reputation problem. I want to change your mind about a budget and not see them as a negative (with edicts …
Understanding the difference between the two is important, especially when you’re trying to improve your personal financial situation. Ever heard the story of the janitor who surprised everyone when he died by leaving $5 million to his local library? Or the story of the famous athletes who earned multiple millions a year filing for bankruptcy? …
What is the difference between income and wealth? And why you should care! Read More »
Even though comparing yourself to others doesn’t always do your mental health much good, it is a helpful benchmark to check yourself against, not to mention a hell of a curiosity cruncher. I’ve run the numbers which are available publicly from the Office for National Statistics Total Wealth survey. So, ever asked yourself how do …
Average net worth in the UK – how do you compare? Read More »
I’m sure every single one of you reading this has flirted with impulse spending in the past, maybe a lot. I certainly have. Even though I would like to think of myself as a rational director of my own money, I simply know that isn’t always the case. But a few pounds here and there …
How to control impulse spending – 8 strategies that work Read More »
We all love the epics that are shown on Sky Sports, but we’re not as in love with their price. After seeing one of my close family members dropping over £120 PER MONTH on their media package just so they had the Sky Sports channels, I figured there HAD to be a better way. Welcome …
This always seems to be the way of the world – you’ve managed to get yourself on your feet and are starting to build towards the future and thwack! You get sideswiped by the game of life. A financial emergency can take many shapes and forms. For example if you find yourself landed with an …
